well I took a look into things and I refreshed the OS on my PC to be as basic as possible.. sans crapware.
This did a major improvement overall for the PC, boots faster, etc.
I got ahold of Korg's MonoPoly, M1 and Art's Jupiter8 and they hold up pretty well.. actually I'm a bit in awe in how good it now sounds.
I get a little latency from key press to reaction sometimes, but the annoying clicks/pops, glitches seem to have suddenly vanished.
My old OS must have had a huge pothole of an interrupt going on.
I've also began to take at heart whats said about going virtual. I like my real gear, but its a huge PITA to setup.. cables, mixer, etc.
I may begin to sell some hardware and fund a better PC in the near future.
Thanks for all your input.